When you borrow using a credit card and do not pay off the balance each month, you pay interest. In fact, you pay a particular type of interest called compound … Continue reading How to cut the cost of using a credit card
Tips to improve personal budgeting and money management skills
Irish families are estimated to spend in excess of €2,000 on Christmas. This includes spending for presents, food and other essentials. That figure alone is sizeable when one factors the … Continue reading Understanding the real cost of Christmas when using credit cards
You really should get a copy of your Central Credit Register report. The Central Credit Register is the new credit reporting repository that carries a lot of consumer credit information, … Continue reading Old debts resurface to haunt in new CCR
I have to admit; my mother’s voice is getting louder and louder. I think she was right; managing money really does matter. I spent my 20s completely ignoring my finances. … Continue reading I’m 32 and I think it’s time to get serious about money
A third of Irish adults struggle to work out how much change they should get in a shop and two-thirds cannot read a simple financial line graph, according to a … Continue reading Irish adults that can’t add
With children as young as age 7 developing money habits that can last a lifetime, the sooner they begin to develop a positive relationship with money, the better their money … Continue reading Connecting kids with better money habits
For years now, the Irish pension industry has been actively encouraging Government to take firm action against the ‘low levels’ at which Irish people have been saving for retirement. The … Continue reading Pensions 2022 – but to whose benefit?
10 or so days ago when the price of a single Bitcoin reached a staggering $4,600, I search its price trajectory. The math was astonishing. A €5,000 investment in Bitcoin … Continue reading Slaying the Bitcoin fraud
Just last week, US regulators gave their approval to a new gene therapy drug that promises to revolutionize the treatment of various cancers. A ‘living’ drug that, if it delivers’ … Continue reading Is medical science putting your pension system at risk?
Could you handle your property tax bill doubling? When property taxes were introduced in Ireland in mid-2013, property prices had fallen by over 50% from the pre-bust highs. The worst … Continue reading No reason property tax bills should spike like property prices
By Frank Conway As the college examination period fast approaches, now is the perfect time to look at a major global issue that can have a significant life impact for every … Continue reading How poor money skills destroy career options for undergrads