Irish families are estimated to spend in excess of €2,000 on Christmas. This includes spending for presents, food and other essentials. That figure alone is sizeable when one factors the … Continue reading Understanding the real cost of Christmas when using credit cards
You really should get a copy of your Central Credit Register report. The Central Credit Register is the new credit reporting repository that carries a lot of consumer credit information, … Continue reading Old debts resurface to haunt in new CCR
Financial stress can impact physical and mental well-being. Try some practical steps to limit and stop financial stress
I have to admit; my mother’s voice is getting louder and louder. I think she was right; managing money really does matter. I spent my 20s completely ignoring my finances. … Continue reading I’m 32 and I think it’s time to get serious about money
In this series of money discussions, we share real money questions people have for personal finance expert and Founder of MoneyWhizz, Mr.Frank Conway. John – Kildare asks: Hi Frank. I … Continue reading Questions from the floor: I have €160,000 on deposit, is this the best use of my money?
By Frank Conway Recently, I attended a primary school in the Dublin area to discuss the latest edition of Talking Cents, the financial education magazine for children aged 7 – … Continue reading Why we are teaching children about money
How to budget effectively Today, it is reported that families face higher broadband and TV costs. So, when it comes to personal budgeting, keeping your finances visible is essential. This … Continue reading How to budget effectively and stop throwing money away
With 3 months to go ‘till Christmas, it might seem a little too early to be thinking about what to buy, but nothing could be further from the truth. In … Continue reading How to save €1,000 in 90 days…just in time for Christmas
By Frank Conway An Post is reported to be a conduit for a potential mortgage underwriter. Whether or not mortgages costing 1% or less than existing lenders actually launch here … Continue reading An Post mortgages – a business model that requires a lot of scrutiny!
It’s nearly there! Finally, the long-awaited Central Credit Register is about to take another step forward as the primary source of credit and credit repayment information across the State. For … Continue reading Educating college students on their personal credit profile
A report carried in the Irish media today shows that Irish consumers don’t really understand PCP contracts. That is just the beginning! Irish consumers also don’t understand: Mortgages Cost of … Continue reading Not understanding PCP deals is just the beginning
Inflation is defined as a general increase in prices and a decrease in purchasing power. For anyone nearing retirement, the threat of inflation presents a nightmarish scenario; fixed income being … Continue reading If inflation picks up, what is the impact on your retirement plans?